LOCATION DATA TO ENHANCE UNDERWRITING QUALITY
Improve underwriting quality with numerical ratios tailored by Habidatum from a set of comparative location data: instant, automated, historical, forward-looking, US wide
How it works
Qualify for better credit terms
Improve precision of credit underwriting
Advantages
FOR LENDERS
For property owners
Advantages
Factor property location in credit analysis
Compare property location to millions of other locations via API and web reports
Check property location potential and its evolution over time instantly
Reduce underwriting cost
Select property and score it automatically for stress-testing and modeling
Reduce default risk and loss volumes
Compare property location to millions of other locations via API and web reports
Check property location potential and its evolution over time instantly
Reduce underwriting cost
Select property and score it automatically for stress-testing and modeling
Reduce default risk and loss volumes
Shortlist "best use" and "best tenants" for underwritten property
benchmark location of a property against competitor locations
Monitor property location performance and its comparative standing
Forecast property future value
Reduce underwriting cost
benchmark location of a property against competitor locations
Monitor property location performance and its comparative standing
Forecast property future value
Reduce underwriting cost
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LTV Balancer report
Report includes:
Additional information on property location, such as:
Visits over time
Businesses moving in and out
Accessibility by transport and foot
Monthly and annual rent revenue estimates, based on customer data
Businesses moving in and out
Accessibility by transport and foot
Monthly and annual rent revenue estimates, based on customer data
Best business types list shows total number and structure of best uses. Provided is a list of best uses defined based on Location Risk Score. Best uses are structured by business types and industry from Standard Industrial Classification (SIC).
Location liquidity rate is a relative measurement of the number of best uses – their proportion (0 to 1) from the total number of SIC business types present in the benchmark area (MSA as an example). High-Medium-Low caption reflects property's Location liquidity rate on the scale of other properties' rates in the benchmark area.
The higher the rate, the more flexibility the property owner has, meaning that the ability to change tenants is high as well as tenant demand for this type of property and location. This higher liquidity helps the owner to take quicker actions on reuse and sale.
This is also the main indicator of risk/potential for a lender or investor.
The higher the rate, the more flexibility the property owner has, meaning that the ability to change tenants is high as well as tenant demand for this type of property and location. This higher liquidity helps the owner to take quicker actions on reuse and sale.
This is also the main indicator of risk/potential for a lender or investor.
Location liquidity rate
Best use recommendations
Best use statistics by business type
Best use recommendations
Best use statistics by business type
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Habidatum International, Inc.
New York, US
Tallinn, EE
New York, US
Tallinn, EE
ask@habidatum.com
+1-347-321-8220
123 William Street, 27th Floor,
New York, NY 10038, USA
+1-347-321-8220
123 William Street, 27th Floor,
New York, NY 10038, USA
